Brighton Jones, a nationally-recognized Registered Investment Advisor, was founded on the fundamental belief that wealth management should be about more than growing and protecting wealth—it should be about empowering people to live a richer life.

The Brighton Jones institutional asset management team eases the burden of administering your retirement plan and protects your businesses from the risks and liabilities associated with it. Employees choose from easy to understand investment options, with direct access to expert advisors and a wealth of educational resources to help them personalize their plan and get on the path to financial wellbeing.

OpenPlan^® is powered by the same philosophy and approach that Brighton Jones deploys with over $19 billion in assets under advisement.

The 3(38) investment manager is appointed by the plan sponsor to manage investments and has discretionary responsibilities. They are responsible for the selection, monitoring, and replacement of investment options as needed. They will often act as a plan consultant by helping to manage other providers, as well as provide financial education.

They assume a complete investment fiduciary stance as recognized by ERISA. They must acknowledge this status in writing, as well as have a written agreement with the plan sponsor. Only an RIA, bank, or insurance company can assume this role.

Although the 3(38) investment manager is responsible for making financial decisions, the plan sponsor is still responsible for ensuring the advisor fulfills their obligations.

Our investment philosophy is based on human psychology, deep knowledge of financial theory, and a keen awareness of history and a focus on current events. Our investment principles are focused on managing risk and combining asset classes efficiently and cost-effectively.

CFP^® stands for CERTIFIED FINANCIAL PLANNER™. The certification is the gold standard of financial planning. All OpenPlan^® clients work with dedicated CFP® professionals.

A CERTIFIED FINANCIAL PLANNER™ helps clients achieve their financial and personal goals. Our team takes a holistic approach with an emphasis on your entire financial picture—not just investments. Our goal is to create a path towards financial freedom, confidence, and peace of mind.

At their core, robo-advisors offer an investment product. It is easier than ever before for investors to access low-cost, globally-diversified managed portfolios.

OpenPlan^® does not compete with robo-advisors, we complement them. True financial plans, like the ones we create for our clients, are about more than just investments. They consider things like risk planning and insurance, estate planning, taxes, real estate and debt, cash flow, and more.

A financial plan should cover all facets of your financial picture. From employee benefits and equity awards to 401(k)s to IRAs and brokerage accounts to insurance protections to tax and estate planning and beyond, this plan is specific to you and will give you clarity on how you can maximize the opportunities available to you and make the best decisions to achieve your goals. Having a strong plan is key to building your thriving future.

We charge a flat fee for our Financial Planning service. There is an upfront fee to build the comprehensive financial plan and an ongoing retainer to keep the plan moving forward, to update it as it evolves and be available for consultations whenever needed. There are never any minimums or long-term commitments. We don’t operate on commissions, meaning we sit on the same side of the table as our clients.

Yes. In fact, it is a key aspect of our ongoing support to ensure that you have the tools and the guidance that you need to execute your plan. Though we do not sell insurance or other products or collect any kind of commission or kick-back for making referrals, we do have extensive experience helping clients obtain products. Whether it is insurance, a will or trust, a mortgage, or anything else, your advisor will help you acquire what you need. Because we have your entire plan in mind, we can help you get the right product at the right price for your plan.

OpenPlan^® has no long-term commitment and no cancellation fees.