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Qualified Default Investment Alternative (QDIA): Protecting Companies and Employees in Retirement Plans

By Chris Moreton | Feb 13, 2025 |

For many companies, offering a default investment fund is a critical component of their retirement plan, especially for those who utilize automatic enrollment and may choose investments…

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February 03, 2025 |

Why “Failed to Transmit Payment on Time” Matters and How to Prevent It

Reporting a “Failed to Transmit Payment on Time” on your company’s annual Form 5500 is more than just a compliance hiccup — it…

January 24, 2025 |

When Should Companies Consider a Cash Balance Plan?

Cash balance plans are compelling for companies looking to enhance their retirement benefits while enjoying substantial tax advantages. However, they aren’t suitable for…

January 21, 2025 |

How 404c Compliance Shields Your Business from Retirement Plan Risks

Managing a retirement plan is a significant responsibility for any company, especially when selecting the fund options employees can invest in. Under ERISA…

January 17, 2025 |

Insufficient Fidelity Bond: Risks and Compliance for Retirement Plans

ERISA requires all company-sponsored retirement plans to be protected by a fidelity bond—a type of insurance that shields participants from losses due to…

January 08, 2025 |

It’s Never Too Late to Start: Building Your Investment Portfolio in Your 40s

Did you know Warren Buffett, one of the most famous investors of all time, made 99% of his fortune after turning 50? If…

January 02, 2025 |

10 Smart Contribution Strategies for Retirement and Long-Term Financial Planning

Imagine this: It’s Friday morning, 25 years from now. You wake up, brew your favorite coffee, and relax on your patio. No rush,…

December 30, 2024 |

Plan Today, Prosper Tomorrow: 7 Investment Strategies for Young Professionals

It’s not about how much money you make; it’s about what you do with it. Becoming investment-savvy in your 20s and 30s can…

December 17, 2024 |

Navigating the Home Buying Process with Confidence

Buying a home is one of your most significant financial decisions. With the right strategies, you can navigate the complexities of the process…

December 04, 2024 |

10 Social Security Pitfalls that Could Cost you Money

Securing your financial future relies heavily on making the right choices about Social Security. It’s a critical component of retirement planning, yet even…