From Paycheck to Portfolio: Transitioning to Retirement Income with Confidence

You have spent years diligently saving for retirement. Now, as you move closer to this next chapter, the decisions you make about how and when to use those savings become even more important. This session is designed for professionals who are within about 10–15 years of retirement and want a clear, big‑picture view of how to turn their nest egg into a sustainable income stream.

We will explore the key building blocks of a thoughtful retirement income strategy: how different account types work together, what to consider when deciding which accounts to draw from first, how to think about Social Security and other income sources, and why taxes and required minimum distributions matter in this phase of life. Our goal is to help you feel more prepared, not overwhelmed, as you plan for the transition away from a regular paycheck.

You will learn:

• How to think about “retirement income” and what changes when you no longer receive a paycheck
• Key considerations when deciding which accounts to use first (taxable, pre‑tax, and Roth)
• How Social Security, pensions, and other income sources fit into your overall plan
• Why taxes, required minimum distributions, and withdrawal order can impact how long your savings last and how Roth conversions may fit in
• Practical steps to start preparing for your retirement transition in the next few years